Self Pay or Private Pay
If you or your loved one does not have insurance, or is underinsured, then The Plymouth House will work with you to come up with a payment plan that suits your needs. Generally guests and their families may be able to obtain interest-free financing for one year, or low-interest, fixed-rate financing for two years. Speak with one of our team of Treatment Advisors members about how to set up a payment plan with The Plymouth House.
Other Payment Options
If you do not desire to go on a payment plan with The Plymouth House, here are are some other options you could try:
Seek out a personal loan from a close friend or family member
Perhaps you have a close relative who has been advocating for your recovery for quite some time – someone who is financially stable and might be willing to provide you with a personal, interest-free loan. While it never hurts to ask, make absolutely sure that you are being sincere and that you are willing to do whatever it takes to get clean and sober. Also remember that your actions while in active addiction might make this option unrealistic. If you consistently stole money from your loved ones in order to support your habit (for example), you might have a more difficult time convincing them that this time you mean business. Take all of these factors into account before requesting financial aid from someone close to you.
Seek out a personal medical loan from your financial establishment
Your credit union, bank, or another financial establishment may be able to offer you a personal medical loan to help cover the cost of treatment. Financial companies offer financing options when it comes to medical necessities and addiction treatment is considered essential by all standards. You may also want to look into getting a credit card. Many credit card companies will offer deferred interest plans or low interest rates when it comes to essential medical expenses like medical detox and other recovery programs.